I found it while looking for Greg's site on TUG after missing the banking deadline and having 5000+ points on my hands! Won't happen again. We are owners at Wiaohai 1 week. We don't go there much. We used to change through the old II and go to Hilton Head for 2 weeks. WE have had some of the best memory vacations through Marriott. And although I didn't know about resale when we bought and therefore paid too much, I would not know how to put a price tag on those memories when my kids were small. We have been to London and France and love Ko'Olina. My husband is in the reserves, so we can shop at the base there, which makes Hawaii "cheaper'.Planning 10 days at Ko'Olina in July 2013. We also own through Disney and prefer the points to the weeks system. Thanks for starting this.